Bloggers love pontificating about the Maldives, Bora Bora and the other places where you can live a life of extreme luxury on points, and while some of it is a bit overwrought, it’s not actually wrong, especially when you can earn 100,000 points and do it yourself so easily. It’s good to dream.

Even if you hate the Maldives and prefer a chateau in France, or a high rise hotel in New York, there’s quite a lot you can do with 100,000 points, and at the moment, they’re fairly easy to come by, thanks to a lucrative offer from the Marriott Bonvoy Boundless Credit Card.

Worthwhile credit card offers really come down to timing, much like the best and happiest times in travel. At the moment, the Marriott Bonvoy Boundless card brings a free anniversary night, which gives you a “free” hotel night yearly, valid for hotels up to 35,000 Marriott Points per night, Marriott Bonvoy Silver elite status, and a kickstart to reaching a higher Marriott Bonvoy elite status with 15 night credits, all from an annual fee of $95.

And yeah, then there’s the 100,000 point welcome bonus, after spending $5,000 in the first 3 months of your card membership. That’s more than a night in the Maldives worth near $1000, or a few nights elsewhere. I’d probably pick two nights at the St. Regis Langkawi, where 50,000 per night does the trick. Again, for a $95 annual fee card with lots of other benefits – that’s pretty legit.

As to spending, the card isn’t all that wowing for general spend, with 2 Marriott Bonvoy Points per dollar, but is very good for Marriott spend, offering 6 Bonvoy Points per dollar spent, on top of what you earn as a guest for the actual stay.

I generally think you’d struggle not to break even on the annual free night certificate alone, and with the 15 night credits annually and instant silver to start each year, it’s a bargain in my eyes. If the lesser talked about benefit of Marriott Bonvoy Points has been lost on you, it’s highly worth noting that these 100,000 Bonvoy Points can be converted into at least 33,000 airline miles with more than 25 different airlines.

Lufthansa First Class Wine And ChampagneThis airline transfer partner list includes hard to reach (but ultra lucrative) airline programs like ANA Mileage Club, Asiana Club, JAL MileageBank and all the other airlines you’d expect. These programs are almost things of legend, thanks to ultra low points needed for high end redemptions. ANA charges 125,000 points for business class around the world, just an example.

If you transfer the points in blocks of 60,000, you get 5,000 more miles for every transfer, so a 120,000 point transfer from Marriott Points to one of the airlines would yield 50,000 airline miles. Of course, there’s also Marriott Bonvoy Moments – like concerts and sporting events, and the old free night at hotels too. It’s a great offer, and at $95 per year with a free night thrown in each year, one that is worth keeping.

You can check out the Marriott Bonvoy Boundless Credit Card Here.

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