It’s just so hard to collect enough miles with a single airline to take an aspirational trip. Scratch that- it’s not at all. There are three airlines, where you can instantly turn your credit card points from all the major credit card rewards programs into their airline miles with one airline, allowing you to pool points from all your spending into one place. 

Air France/KLM Flying Blue

You can create points instantly from: Chase Ultimate Rewards, Citi Thank You Points, Amex Membership Rewards and Starwood Preferred Guest (SPG) Points…

Why It’s A Great Choice, In One Sentence: Promo Awards are Flying Blue’s monthly promotion, where flights in economy or business class are discounted 25-50% off using miles, sometimes just 43,725 miles in international business class. 

Best Way(s) To Use Them: 43,725 miles in business class on Air France or KLM between North America and Europe. 

Virgin Atlantic Flying Club

You can create points instantly from: Chase Ultimate Rewards, Citi Thank You Points, Amex Membership Rewards and Starwood Preferred Guest (SPG) Points…

Why It’s A Great Choice, In One Sentence: Virgin Atlantic offers excellent rates for off peak economy on their own flights, and superb values using miles on certain partners, such as Al Nippon (ANA), South African and other great airlines.

Best Way(s) To Use Them: 20,000 points for off peak economy between the US and Europe isn’t bad, 96,000 for Upper Class isn’t either or 120,000 points for US or UK to Tokyo in ANA First Class, is wowing!

Singapore Airlines KrisFlyer

You can create points instantly from: Chase Ultimate Rewards, Citi Thank You Points, Amex Membership Rewards and Starwood Preferred Guest (SPG) Points…

Why It’s A Great Choice, In One Sentence: Singapore has a great program for upgrades, aspirational flights in first class suites and other memorable experience, and because they only recently devalued their miles, they should be safe for a while.

Best Way(s) To Use Them: 60,000 points for first class suites between Tokyo and Singapore, similar rates (or less) for flights under 7 hours to many destinations worldwide.